Is the ring (engagement gift) a legitimate right for the bride, and what is its value if the suitor is unable to provide it, and how can the bride accept his excuse without waiving her right?

The gold agreed upon to be given to the wife, known as "al-shabakah" (the wedding jewelry), is part of the Mahr (dowry) and is a right of the wife. She is permitted to waive it or part of it willingly. It is advisable to consult with the wise members of the family regarding this matter.