What is the ruling on the monthly retirement pension that is benefited from at the age of 63, calculated at 2% of the average wage, and from which the family benefits after death? And what is the ruling on the supplementary pension from the same governmental fund, which relies on a monthly deduction to disburse an additional pension at the age of 63?

If the funds deducted from employees are invested in lawful (halal) ventures, then there is no harm in benefiting from the surplus amount. However, if they are invested in prohibited (haram) activities, then it is not permissible to voluntarily participate in the program. In this case, the surplus amount is illicit gain (kasb khabeeth) that must be disposed of by spending it on charitable causes and for the poor and needy. Its owner is not permitted to benefit from it unless he himself is poor and in need of it.