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The question

What is the ruling on lending money to a person so that he may pay off the remainder of his debts to the bank, in order for him to own a house that he will then sell to me?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

If the lender stipulates to the borrower the sale of a house or other property within the loan contract, this is not permissible. This is due to the prohibition by the Prophet (peace be upon him) of "a sale and a loan," and because it is the stipulation of one contract within another. Generally, it is not permissible for the lender to stipulate in the loan contract a condition that brings benefit to himself. Rather, any conditions accompanying the loan must be solely for the benefit of the borrower. Any condition that leads to a benefit for someone other than the borrower invalidates the loan.

Summarized from the full answer at Ftawy · imported

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Source platform
Ftawy
Original fatwa ID
192231
Imported
Translation status
Source text, unreviewed
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