What is the ruling on buying a house through a bank if the seller pays 30% of its value to the bank without interest, on the condition that the bank sells it to the buyer in installments?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
It is not permissible for the seller to lend the buyer a sum of money so that the bank can purchase the house from him, because this loan is considered a loan that draws benefit for the seller, and lending is only permissible purely for the sake of Allah. Furthermore, for the purchase of a house through a bank to be permissible, the conditions of -compliant Murabaha must be met, such as the bank genuinely owning and guaranteeing the house, and then selling it to the buyer without a prior obligation for the buyer to purchase it.
Summarized from the full answer at Ftawy · imported
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- Ftawy
- Original fatwa ID
- 160393
- Imported
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