What is the ruling on taking interest from usurious banks, and can it be considered that "every" in the hadith: "Every loan that draws a benefit is usury" does not imply generality, as some believe?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
The principle "Every loan that draws a benefit is usury (riba)" is agreed upon by jurists. What is meant by it is a benefit stipulated at the time of lending or implicitly agreed upon, even if it is slight. Every loan that stipulates an increase is unanimously forbidden, and whoever stipulates a benefit in a loan is mistaken.
Summarized from the full answer at Ftawy · imported
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