What is the ruling on working for a debt collection company, contracted with one of the vehicle insurance companies, where the work involves submitting the car insurance company's documents to the traffic department to demand payment from the at-fault party to the insurance company?
It has been previously stated that cooperative insurance is permissible, while commercial insurance is forbidden due to its inclusion of gambling and Maysir (games of chance). It is not permissible to work in forbidden contracts or to assist in them. However, it is permissible to work for an insurance company to collect permissible debts. The Permanent Committee for Issuing Fatwas was asked about an office specialized in collecting permissible debts for a specified fee, and they answered that it is permissible.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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