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The question

How do you pay Zakat on money while you are in debt, and does debt prevent Zakat?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

Cash and trade goods are evaluated and added together, then the debt is deducted. If a remains and a hawl has passed on it, becomes obligatory; otherwise, it does not. The nisab is the equivalent of 85 grams of gold or 595 grams of silver, and the obligatory amount is a quarter of a tenth (2.5%). If there is surplus money beyond basic needs, it should be allocated to cover the debt, so that the zakat-eligible wealth is not diminished.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
175001
Imported
Translation status
Source text, unreviewed
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