Banking and Accounts

• What is the ruling on working for a company that manages clients' financial and banking accounts and records the interest-based (usurious) gains incurred by them, knowing that the company does not lend to or borrow from banks, and that the usurious transactions occur between the client and the bank? Is the money earned from this work permissible or forbidden? And what is the ruling on the money accumulated during previous years of work, in the event of ignorance of its prohibition? Is it permissible to perform Umrah with this money? And what is the ruling on the profits resulting from trading with money earned from this work?
• What is the ruling on opening savings and Islamic investment accounts and savings programs, and requesting facilities, financing, and bank credits for a project or to purchase goods, knowing that the bank's dealings are Islamic and do not involve usury?
• What is the ruling on Barwa Bank's new "Thara'a" savings account, which offers monthly profits and cash prizes (QAR 5,0, 25,0, 50,0, and 1 million), in addition to other benefits?
• What is the ruling on providing an agency? And is there any prohibition in it?
• Is Al Baraka Bank Egypt Islamic considered un-Islamic because of its dealings in treasury assets, and should money and profits be withdrawn from savings and deposit accounts?
• Is working as an accountant in a training center that deals with the banking sector considered to be a mixed (halal and haram) profession, and what is the ruling on reconciling bank accounts that contain usurious interest given the absence of a purely Islamic banking alternative?
• Is using bank affiliate links for promotion and attracting subscribers to earn commissions from their money movements in surfing companies permissible or prohibited, especially given that there is no direct investment?
• What is the ruling on purchasing a house from Al-Rajhi Banking & Investment Corporation, where an agreement is made with them to buy the house in cash, and then to purchase it from them in installments, with an upfront payment of 1200 Saudi Riyals as a fee for inspecting and appraising the house, which is non-refundable if the sale is not completed?
• Is there usury in the mentioned transactions—which include purchasing a "CashU" card charged with $10 for 2,0 Algerian Dinars, with an immediate exchange between the two currencies—and is it permissible to obtain a "MasterCard" in this manner?
• What is the ruling on depositing, sending, and receiving money through Paysera online bank without a card, knowing that it is indispensable?