Is it permissible for an employee to participate in a savings plan where the company pays a percentage of the salary and the funds are invested in an Islamic investment fund affiliated with a usurious bank, given that it is not possible to choose another bank? And is the non-receipt of the company's contribution by a non-participant considered coercion? And if the fund's profits are usurious, is it permissible to participate with the intention of obtaining the company's contribution and disposing of the profits?

If the bank invests the money saved with it in permissible projects and adheres to Sharia guidelines, then there is no objection to saving money with it and benefiting from the investment profits. However, if its "Islamization" is merely a cover with no real substance, then it is not permissible to save money in it voluntarily. As for someone who is compelled to do so, they are only entitled to their original saved capital. As for usurious interests, they must be disposed of by spending them on charitable causes and public welfare for Muslims, and by giving them to the poor and needy, and not leaving them to the bank.