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Is buying a house in installments from a non-Islamic bank, in order to save siblings from eviction, considered haram and usury?

1 min readAlso available in العربية

Purchasing goods through a bank takes two forms: The first is prohibited, which is when the bank acts merely as a financier, lending the customer the price of the commodity with an increase; this is usury (riba). The second is permissible, which is when the bank genuinely purchases the commodity and then sells it to the customer for a higher deferred price. This is called Murabaha sale for one who requests a purchase. It is not permissible for the bank to sell before it has purchased the commodity. The brothers' need for housing does not permit usury, because the harm can be averted by renting.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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