What is the meaning of the Hadith: "On the Day of Resurrection, Allah will hand over to every Muslim a Jew or a Christian and say: 'This is your ransom from the Hellfire'" and what is its grading?

This Hadith (definition) narrated by Muslim is authentic, and Al-Nawawi interpreted "al-fikak" as deliverance and redemption. Its meaning is that every human being has a dwelling in Paradise and another in Hellfire. So, if a believer enters Paradise, the disbeliever follows him into Hellfire because he deserves it due to his disbelief, thus the disbeliever becomes a deliverance for the Muslim. This interpretation is necessary because of Allah's saying: "And no bearer of burdens will bear the burden of another." Al-Qari, Al-Munawi, Ibn Allan, and Ibn Uthaymeen have said something similar.