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The question

What is the ruling on purchasing an apartment under the ownership system from a government agency, if the payment of its price is made with a down payment, another upon receipt, and then the remainder is paid in installments over 20 years with an annual increase, through a government bank?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

Purchasing the apartment in the manner described is not permissible, because the bank pays the installments and stipulates that the buyer repays an annual increase in return for the loan, and this is unanimously prohibited.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
82485
Imported
Translation status
Source text, unreviewed
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