What is the ruling on health insurance companies that require an individual to pay a sum of money in exchange for covering a portion of treatment costs in private hospitals?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Health insurance companies are of two types: Cooperative (Takaful) insurance, which is permissible because it is a form of cooperation in righteousness, and commercial insurance, which is forbidden due to its inclusion of gharar (excessive uncertainty) and maysir (gambling), and this is the prevalent type.
Summarized from the full answer at Ftawy · imported
Read the full answer on Ftawyhttps://ftawy.com/en/questions/135012
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- Ftawy
- Original fatwa ID
- 135012
- Imported
- Translation status
- Source text, unreviewed
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