Is it permissible to leave the bank account interest for the bank when it is deposited, without withdrawing it?

If the savings account is in an Islamic bank that adheres to Sharia principles, there is no objection to opening it and benefiting from its profits. However, if the account is in a usurious bank, it is not permissible to open it, nor to take interest or benefit from it in any way, including using it to cover a deficit in the balance.