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The question

Is money earned from selling goods at a higher price to those who do not possess credit cards, by using an Islamic credit card, lawful?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

It is permissible to use a credit card for online purchases if it is free from Shariah prohibitions. As for providing goods to those who do not have a credit card, there are two scenarios:

First: That you purchase the commodity first, then sell it for a profit. This is permissible. However, it is not permissible to sell a commodity before possessing and acquiring it, due to the Prophet’s (peace be upon him) saying: "Do not sell what you do not possess" and "If you buy a sale, do not sell it until you take possession of it."

Second: That your role is merely to finance the purchase, by paying an amount to the buyer and then reclaiming more than that, without purchasing the commodity for yourself. This is forbidden because it is an interest-based loan (riba), and riba is among the major sins.

Summarized from the full answer at Ftawy · imported

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Source platform
Ftawy
Original fatwa ID
17137
Imported
Translation status
Source text, unreviewed
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