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The question

Is it permissible for me to buy platinum from Abu Dhabi Islamic Bank and for them to sell it to me while the bank retains possession of the material, in exchange for me only receiving money and paying back more than the amount borrowed?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

This described transaction falls under organized tawarruq (monetization), which the Islamic Fiqh Academy has ruled to be impermissible.

Summarized from the full answer at Ftawy · imported

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Source platform
Ftawy
Original fatwa ID
175574
Imported
Translation status
Source text, unreviewed
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