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Is it permissible to sell real estate units in installments with an increase in price according to the installment period, such that a unit sold for one hundred thousand Egyptian pounds in cash is then sold with a 50% increase over 5 years, a 100% increase over 10 years, and a 200% increase over 15 years? Is this considered usury?

1 min readAlso available in العربية

The scenario mentioned in the question—selling goods by installment—is permissible, provided that the sale is for a single term and at a single price. However, if the buyer chooses a specific term at a known price, and then the price is increased due to an extension of the term, this is forbidden usury (riba).

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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