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The question

Is it permissible in Islamic law to purchase a car by installments, paying an upfront sum and additional profit on the remaining installments?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

The described transaction has three possibilities:

1. A loan from the company repaid in installments with interest, and this is usury (riba).

2. A Murabaha sale, where the profit percentage is the company's profit from the sale, and this is permissible.

3. A Murabaha sale, where the profit percentage is a late payment penalty, and this is impermissible.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
61214
Imported
Translation status
Source text, unreviewed
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