Does the tenant get his insurance back, and does he bear the cost of cleaning the property after the room containing his furniture caught fire?

The leased property is a trust in the hand of the tenant, so he is not liable for its damage unless it is due to his transgression or negligence. The liability for the property does not transfer to the tenant after possession. Even if the landlord stipulates that the tenant guarantee the property, it is not valid according to most scholars. Therefore, the landlord is not entitled to compensation from the tenant for the fire unless the tenant caused it through transgression or negligence.