Is the profit gained from Egyptian National Bank investment certificates with a fixed interest rate considered usury (riba) as mentioned in the Holy Quran?

It is not permissible to deposit money in interest-based banks (ribawi banks). The interest accrued from such deposits is usury (riba), which is forbidden to benefit from. It must be disposed of by giving it to the poor or to public Muslim welfare projects. It is permissible to deal with the Islamic branches of banks if their transactions are free from prohibitions and in accordance with Islamic Sharia. Investment certificates with a fixed return are forbidden.